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Military Family

  1. Advance Pay: The Payday Loan That Isn’t

    Your PCS orders have finally arrived!  Look out!  Here comes your “friend” to give you the inside track on how to make a little money at the government’s expense.  “Advance pay, man!  It’s an interest-free loan from Uncle Sam!  Invest it, dude, or get that computer you’ve been looking for. ...
  2. Veterans Day Reflections

    One sunny Saturday many years ago, I had duty during a port visit to Liverpool, England. It was a “visit ship” day, and as part of Standing Naval Forces, Atlantic, we were obliged to take visit ship day very seriously. In my whites and my combination cover that I always...
  3. Military Retirement: A Blessing and a Curse

    I lost you, didn’t I? You said “this guy is completely insane! Half my pay for the rest of my life is a curse?” While I am prepared to concede your first point, gentle reader, allow me but a few paragraphs to elaborate on the second. Retirement from the military...
  4. Your Spouse Has Depression? Here’s How to Help.

    I have depression. Actually, if you want to be specific, my diagnosis is much longer and more detailed than that. Depression is a lot shorter to say and to type.  Let us not be prisoners of mere words and move forward together. I am lucky to have my spouse.  Not...
  5. Five Tax Tips for Military Families

    It’s tax time again, and that means my phone will be ringing with friends who ostensibly want to say “hello” but in reality have a tax question. Sit for the CPA exam and see if you don’t get the same treatment! Being a military family offers some tax advantages, but...
  6. Family Subsistence Supplemental Allowance May Help Some, But Not Many

    Raise your hand if you’ve ever heard of the Family Subsistence Supplemental Allowance (FSSA) Program. Anyone? Anyone? Bueller? Bueller? You, gentle readers with your hands in your laps, are not alone. The program, outlined in Department of Defense (DOD) Instruction 1341.11, isn’t very well known. The website used to determine...
  7. Major Defense Budget Cuts A Possibility…or Are They?

    As you may be aware, the Congressional “Super Committee” recently failed to meet their deadline to come up with a plan to cut the Federal budget. Congress has until the end of December to come up with and pass the committee’s plan, otherwise $1.2 trillion in automatic cuts (“sequestration cuts”)...